Commercial Financing

Commercial Financing

Legacy Financial, inc. also offers innovative solutions to commercial financing needs. Our expertise in Commercial transactions of all different types goes beyond even the norm for Commercial Bankers. With almost 30 years of experience in Commercial Finance, Legacy Financial, Inc. can help structure the proper loan for your unique needs.

Many businesses have unique financial needs that are not serviced by traditional banking sources. The inevitable ebb and flow of the economy and changes within the credit markets may also impact your business adversely. Hence, we have assembled a portfolio of different financing options to help any small to mid-sized business grow and prosper.

Areas of expertise are as follows:

Commercial Real Estate Financing- with both Full Documentation and Stated Income options.
Factoring- Many businesses can prosper if they can improve their cash flow. When the traditional Accounts Receivable financing sources are not available or when your receivable collections are slower than what you need to finance your growing business, Factoring is often an option.
Equipment Leasing- A business often needs equipment to help grow their business. Legacy offers competitive equipment leasing options to businesses of all sizes.
Asset Based Lending- This is a more comprehensive form of lending that may take into account the value of your raw materials, work in process and finished goods to assist in financing your growing business. Often businesses that are new or rapidly growing do not qualify for traditional bank financing but can qualify for asset based lending.
Special Financing for Credit Workouts with traditional Banking sources- The ebb and flow of credit guidelines in traditional Banks is well documented. Often times viable businesses are put at risk by a Bank not being able to keep pace with the special financing needs of a company that no longer fits the Bank's credit profile. We can help ascertain what options might be avialable to your business if you find yourself in this situation.