Ask Your Question

We know that you are not always able to find an answer to every question on our website. That's why we encourage you to ask us a question. One of the knowledgeable members of our team will respond shortly with an answer to any question you may have.

Ask Your Question About HARP Here




Determine If Your Loan Is Backed By Fannie Mae or Freddie Mac
Click Here To Check Fannie Mae | Click Here To Check Freddie Mac

Or, you can have us check for you:

Your Next Step

Apply For The HARP Program – Making Home Affordable Refinance

Getting approved for a HARP 2.0 refinance involves the following steps:

Step 1: Find out if your mortgage is owned by Fannie or Freddie & Eligible For The HARP Program

Step 2: Print the HARP 2.0 Checklist

Step 3: Submit your HARP Online Application

Step 4: Meet with Joy Bates to go over the final numbers, closing date, etc.

If you have any questions or concerns, please don't hesitate to call my office at 817-860-3232 or email me at teamjoy@myccmortgage.com . I am here for you!

**Please note- You will be re-directed to another page**


Photo of Joy Bates Joy Bates
HARP Program Specialist

Email: teamjoy@myccmortgage.com

Phone: 817-860-3232


Contact Joy Bates, your Texas HARP Refinancing Expert, to setup a free consultation to determine if you are eligible for the HARP program. I will be honored to work with you!


The Legacy Group of CrossCountry Mortgage
Joy Bates
Phone: 817-860-3232



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